OFFICIAL RULES Do not proceed in this site if you are not, 18 years or older. HOW TO ENTER Beginning August 6, 2009 at 9:00 a. m. Eastern Time (ET) until October 30, 2009 at 5:00 p. m. Eastern Time (ET) (the “entry period”)you may enter the We Care and Friends 2009 Pay Off Your Mortgage Raffle in any of the following ways: (1) online at www.fiftydollarhouse.com or www.wecareandfriends.com (2) by mailing a check for $50 to the We Care and Friends 2009 Pay Off Your Mortgage Raffle along with your name, address, contact phone, and email address (all mail entries must be received by Friday October 23, 2009) (3) By phone at the number listed at www.fiftydollarhouse.com (4) at We Care and Friends office at 92 W Washington St Annapolis, MD 21401 between 9:00 a.m. and 5:00 p.m. Monday through Friday. All eligible entries received will be entered into the Grand Prize Drawing. HOW THE GRAND PRIZE WINNER WILL BE DETERMINED Each eligible entry will be assigned a unique 5 digit number ranging from 10001 - 35000. 3 ping pong balls numbered 1 through 3 will be placed in a container. A ball will be drawn. This will be the first digit of the winning entry. 10 ping pong balls numbered 0 through 9 will then be placed in the container and a number will be drawn in the same method as previously mentioned and this will be the second digit of the winning entry. This will be repeated 3 more times for the 3rd, 4th, and 5th digits. The person whose entry matches all five digits in order will be declared the winner. In the event that no one matches all five digits in order, the process will be repeated until a winner is declared. The same methodology will be used for all prizes awarded. OTHER TERMS AND CONDITIONS By entering the raffle, all entrants consent to the use of their name, photograph, likeness, biography, voice and/or video for advertising and promotional purposes, including online announcements, worldwide and without limitation and without additional compensation except where prohibited by law. The odds of winning depend upon the number of eligible entries received for the applicable drawing. Sponsor reserves the right to offer a consolation prize of 60% of total ticket sale revenue and not award the original prizes if less than 16,000 tickets are sold (this applies to Grand Prize and Second Prize only, weekly prizes will still be awarded as scheduled). A maximum of 20,000 tickets will be sold. All costs, taxes, fees and expenses associated with a prize or the acceptance and use of any element of a prize not specifically addressed herein are the sole responsibility of the respective winners. GRAND PRIZE One (1) Grand Prize winner shall win $150,000 in cash and have their mortgage/deed of trust paid off (up to $400,000.00 (US)). If the Grand Prize winner’s mortgage payoff is less than $400,000.00 (US) the remaining amount will be awarded to the Grand Prize winner in a lump sum payment. If the Grand Prize winner does not have a mortgage the prize will be awarded in a lump sum payment. Grand prize winner must be at least 18 years of age. The Grand Prize winner will be issued IRS form W2G in the amount of the prize received. Any income taxes arising from winning any Prize shall be the responsibility of the prize winner. For more information on withholding from gambling winning see IRS Notice 1340 Tax Exempt Organizations and Raffle Prizes http://www.irs.gov/pub/irs-tege/notice_1340.pdf SECOND PRIZE One Second prize winner will have their mortgage/deed of trust paid for one year (up to a $30,000.00 value). If the second prize winner’s mortgage/deed of trust payments are less than $30,000.00, the remaining amount will be awarded in a lump sum payment. If the second prize winner does not have a mortgage the prize will be awarded in a lump sum payment. The second prize winner must be at least 18 years of age. Any taxes arising from winning any prize shall be the responsibility of the prize winner. EARLY BIRD PRIZES Two weekly $500 prize winners will be drawn each Wednesday at 5:00 p.m. beginning September 16, 2009 and continuing through October 28, 2009, from all eligible entries received y 4:59 p.m. that day. Ticket purchasers will be eligible for all early bird drawings from the time of purchase through the grand prize drawing. All prize winners must be at least 18 years of age. Print these rules